Author: Robert Linley
Source: articlesbase.com
Short term car insurance is a temporary insurance product that indemnifies a driver and car owner in the event of a damage or accident. It usually lasts about 1 day to 6 months and often has limited claim levels. Insurance schemes are important in the event of damage to the car. The insurance company is able to refund the car or pay for renovation costs. Short term car insurance is ideal in the following situations: When conducting short visits and you need to self-drive, it is advisable that you insure the car even if it is in the short term. Any compensation required by the car owner or company would therefore be provided by the insurance company. Some insurance companies require that the insurance provided against a car be only valid when the regular driver is using the car. This may be the case for most company or institutionally owned cars. To allow for an additional person to drive the car, it is necessary to obtain a short term car insurance cover. This would also apply when lending or bowing a car from a friend. When a new car is purchased from car dealers, it will usually lack an insurance cover unless a prior arrangement is made. Besides the lack of inclusion of the insurance costs in purchase of new cars, a new car owner may prefer to make own arrangements. Between the times of securing comprehensive car insurance for long term, the new car owner may opt for a short term car insurance. Short term car insurance covers do not negate the need to adhere to traffic rules. Besides the car being of road worthy, the driver must meet the minimum requirements expected of any driver. Therefore a driver purchasing a short term car insurance must be above age of the majority, in most countries, this is above 18 years of age. The driver must posse a valid driving license. It may be required the driver must have held the license for a period of no less than 6 to 12 months. The insurance cover should be valid for at least 1 day period. Short term car insurance provides much convenience to drivers or car owners who do not need long term covers. It is also applicable to those who do not need comprehensive car insurance. But the greatest benefit of short term car insurance is that they are much cheaper.
Get more understanding on how you can obtain short term car insurance by visiting http://www.drivethegetawaycar.com. With in-depth tips and guidelines, you and your vehicle will be offered the protection needed at a low premium rate.